How is my interest earned?

When you invest through Octopus Choice, your money is lent to carefully selected borrowers seeking finance. In effect, you get to ‘be the bank’, lending your money to those who need it, to earn higher rates of interest.

The money that you pay into your account will be used to ‘buy’ parts of individual loans made to different borrowers. 
Each ‘loan part’ will have its own set of terms (for example length of loan and interest rate) which, when blended together, will provide you with an overall target rate that’s personal to you.

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